Conference 2012

24th National Conference

Theme: Towards a Cashless Nigeria: Tools & Strategies

Venue: Le Meridien Ibom Hotel, Uyo – Akwa Ibom State

Date: Wednesday July 25 – Friday July 27, 2012

The 24th National Conference “Towards a Cashless Nigeria: Tools and Strategies” was designed to evaluate the roles and strategies the Information Technology Industry plays in the reforms and changes in the financial, economic and social sectors in Nigeria.  The Central Bank of Nigeria (CBN) recently announced maximum daily cash withdrawal by both individual and corporate organizations in its efforts to drastically reduce money laundering, terrorist financing and other economic and financial crimes in Nigeria. The Conference is also designed for the Information Technology  Industry to re-strategize in the on-going reforms and transfer from cash-based to cashless society.


  1. Innovative Software and Hardware tools
  2. Entrepreneurship Development and  Wealth Creation Strategies
  3. Understanding the Policy and regulatory issues
  4. Security and Law Enforcement
  5. Legal Framework
  6. Intellectual Property Right
  7. Capacity building and Job creation
  8. e-Government
  9. Call Centre Issues
  10. Infrastructure Development and Enabling Environment

Download Conference Proceedings (ISSN:2141-1663): Volume 23

Table of Contents:

Section 1: Innovative Software and Hardware Tools; Entrepreneurship Development and Wealth Creation Strategies; and Capacity Building and Job Creation

  1. Secured Banking By Automated Signature Verification and Face Recognition – T.S. Ibiyemi, S.A. Aliu and A. S. Daramola
  2. Development of Iris And Fingerprint Biometric Authenticated Smart ATM Device and Card – T.S. Ibiyemi, S.E. Obaje and J. Badejo
  3. Open Source Entrepreneurship in a Cashless Society – O. Osunade
  4. A Flexible Envelope System For Tracking And Reporting Overspending In Cashless Transactions – C.O. Laud and O.B. Longe
  5. Retail Electronic Banking Quality (EBQ) In Nigeria:  A Performance Evaluation – O. David-West

Section 2: Security and Law Enforcement; e-Government; and Call Centre Issues

  1. A Model of a Pragmatic Secure e-Payment System – E. E. Odokuma and G.M.M Obi
  2. Users’ Password Selection And Management Methods: Implications For Nigeria’s Cashless Society – A. S. Sodiya and S. Agholor
  3. Addressing Privacy in Online Banking and Transactions in Nigeria’s Cashless Society – B. K. Olorisade and R. A. Azeez
  4. A Privacy Control Option For Call Centers  In Nigeria’s Cashless Economy – B. K. Olorisade and M. A. Ogunrinde
  5. Enhanced Playfair Cryptographic System For Data Security And Integrity In A Cashless Society – O.U. Obot, V.E. Ekong and MfonObong I. Okon
  6. Cashless Economy and Online Transaction System in Nigeria – A. A. Obiniyi, H. A. Sulaimon and I. Abdullahi
  7. Trusted Cashless Cloud: A Flexible Approach For The New Cashless Society – M. C. Ndinechi, K. C. Okafor and C. C. Udeze
  8. Understanding Financial Container Vulnerability Paradox In A Cashless Society Using The Cyber Crime Theory Of Pseudo-Ownership – O.B. Longe
  9. Survivability in E-Payment Systems: A Holistic Approach – D. Dawodu and G.M.M. Obi
  10. An Exploratory study on Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria – G.O.Ogunleye, O.S. Adewale and B.K. Alese
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